Joshua Rivera

When exploring the complexities of health insurance, one of the most common questions couples face is whether sponsoring a partner means they will share or maintain separate deductibles for treatment, such as rehab. This is especially important when considering recovery programs that allow couples to attend together. At Trinity Behavioral Health, we specialize in programs […]

Navigating health insurance, Health Savings Accounts (HSAs), and rehab coverage for your partner can be confusing. Many couples wonder whether their HSA will reimburse expenses once they add a partner to their plan. At Trinity Behavioral Health, we understand that financial considerations are a big part of seeking treatment, and we want to break down

Navigating health insurance and treatment costs can feel overwhelming, especially when considering rehab for a loved one. If you are enrolled in a high-deductible health plan (HDHP), you may already be using a Health Savings Account (HSA) to manage medical expenses. But what happens if you want to sponsor your partner for rehab and still

When navigating health insurance for addiction treatment, couples often face confusing rules regarding plan types, coverage levels, and referral requirements. One common question is whether Exclusive Provider Organization (EPO) plans allow sponsoring a spouse for inpatient rehab without first getting a referral from a primary care provider (PCP). This article breaks down that question and

When it comes to supporting your partner through recovery, one of the biggest questions is whether you can sponsor them on your insurance if they live in a different state. For many couples, the logistics of insurance, treatment location, and shared healing are overwhelming. At Trinity Behavioral Health, we recognize that love and commitment often

When considering rehab coverage for a loved one, many couples find themselves wondering about the limitations of their health insurance plans. Health Maintenance Organization (HMO) plans are often known for being restrictive when it comes to providers and locations, which raises an important question: if you want to sponsor your partner’s rehab outside your county,

Open enrollment is one of the most important times of the year for couples who rely on health insurance coverage. For those facing addiction treatment needs, it can raise an urgent question: can you sponsor your partner during open enrollment so rehab is covered from day one? Understanding how insurance works, how coverage activates, and

When it comes to seeking treatment for substance use disorder (SUD), many couples face concerns about insurance coverage—especially when one partner has a preexisting condition. Questions often arise such as: will sponsoring my partner delay coverage? Will an insurer deny or limit benefits due to their medical history? At Trinity Behavioral Health, we understand that

When sponsoring a partner for rehab, one of the most important steps is proving that your partner has lost their prior health coverage. Insurance providers typically require specific documents to confirm this loss of coverage before approving new benefits. At Trinity Behavioral Health, we guide couples through this process with compassion and clarity, ensuring you

When a partner loses their job, one of the biggest worries that arises is how they’ll continue to access essential healthcare services, including addiction treatment. For couples who are committed to healing together, the good news is that most insurance plans allow one partner to sponsor the other for coverage, provided certain requirements are met.